Property Investment - Monte Carlo Simulator

Probabilistic investment analysis with stochastic variables

Ready

Simulation Settings

10,000
15 years
2.5%

Exit/Sale Modelling

Model property sale at horizon ?
3.0%

Scheduled Events ?

Property & Capital

$670,000
Capital Growth (REAL, above inflation)
ProjectionTheoretical
Property Value (real)
In today's dollars, P10 / P25 / Median / P75 / P90

Financing

$0
3.5%
Interest Rate Model
ProjectionTheoretical
Interest Rate (real)
Real rate, random walk (0% floor), P10 / P25 / Median / P75 / P90

Rental Income

$650
Rent Growth (REAL, above inflation)
Vacancy ?
8.5%
ProjectionTheoretical
Weekly Rent (real)
In today's dollars, P10 / P25 / Median / P75 / P90

Body Corp Levy

$2,145
Annual Increase (REAL, above inflation)
ProjectionTheoretical
Levy Amount (real)
Floor 0% real growth, P10 / P25 / Median / P75 / P90

Council Rates

$1,800
Annual Increase (REAL, above inflation)
ProjectionTheoretical
Rates Amount (real)
Floor 0% real growth, P10 / P25 / Median / P75 / P90

Maintenance

$1,000
Annual Increase (REAL, above inflation)
ProjectionTheoretical
Maintenance Amount (real)
Floor 0% real growth, P10 / P25 / Median / P75 / P90

Simulation Results (15 Years)

Summary Statistics (real)

All values in today's dollars, inflation-adjusted

Metric P10 P25 Median P75 P90
Property Value-----
Loan Balance-----
Total Equity-----
Cumulative Cashflow-----
Total Return-----

Probability of Negative Cashflow (nominal)

Based on nominal cashflow - actual out-of-pocket each year

Terminal Wealth Distribution (real)

In today's dollars. Taller bars = more likely outcomes.

Annual Cashflow Range (nominal)

Actual dollars you'll pay/receive each year (includes inflation)

Year-by-Year Breakdown (nominal)

Median values in actual dollars each year